Something you will not find lacking today is choices in credit cards, so figuring out who has the best cash back programs, or where to get an instant approval credit card is not hard to do at all! If you check those links you will find a site just for women to help you get a credit card. It is something my husband and I have been discussing off and on, we have no credit cards right now, by choice, it just made it easier budget wise and savings wise to only have the debit cards and not chance going into debt.
However, with a baby on the way we have been discussing getting one just to have hidden somewhere for emergencies, not to use for everyday expenses or anything, emergency only. That site is helping us narrow down that choice. We have not decided 100% yet if we will go ahead and get one, it is a pretty big decision, scary!
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