Well, I have just spent to last 3 hours setting up Mvelopes Personal
, I finally broke town and registered for it, it is only costing us 39.00 a quarter, so it is not too bad, and looks like it will be completely worth it. I don’t remember if I posted about this when it happened, but we recently opened a checking account, we have been going on cash only for the last 3 years, due to some financial mistakes that had to be taken care of before we could open one :-( i.e. bad decisions! Anyway, we FINALLY opened a checking account and have been doing much better financially because of it, just by not having the cash on us we are spending less. I usually use an excel spreadsheet for our budget, but with a checking account that wasn’t working as well as when we only had cash, so I tried the usual Microsoft Money, Quicken, etc, but I just couldn’t get them where I wanted them, and I remembered the Mvelopes Personal
from researching it a while back, so I got the trial activated today, I don’t pay till next month :-) Whoo Hoo! LOL

Anyway, after entering everything into the budget and allocating envelopes, we are looking ok, we will actually be able to have some more money in savings soon and be ahead of the game in everything else. We are still not finding a place to fit in insurance, not yet anyway, but that is another issue all together. I think that by keeping tabs on EVERY dime, we will better be able to plan, I hope! We even set up automatic bill pay on most of our monthly bills, I just hope this doesn’t turn around and bite me on the rear!

Credit Card Offers help you to manage your budget

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Ok, I got the tightest shirt and best fitting pants I could find and had hubby take pictures. These are the BEFORE pictures for this diet, and after looking at these, I definitely need to diet. (((AND A NEW BRA!! OMG!!))) I had no idea this bra was sooo bad! I am so embarrassed to post these, but it will help with the motivation, right!?!?!? LOL

Ok, here goes……….

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Ok, so I was writing about getting a kitty, and I hear a weeder, like the things that you use to trim weeds, I think nothing of it, it is just the maintenance where we rent doing his job, well after a few minutes I just hear the weeder, it isn’t moving anymore and sounds like it is right outside my window, first thing I think is that the guys is hurt or something, so I peek out the window, I see nothing, I move to another window and he is crouched behind the house smoking a cigarette, with the weeder thing just running beside him… ummm, weird! LOL He just sat there for like 20 minutes, I kept my eye on him, I dont even think he knows I am home during the day as hubby takes the car, but not for one minute did he look suspicious or peer into any windows, I think the owner might be on the property somewhere and he was just taking a nice long break, and if the owner heard the weeder going at it he wouldn’t know LOL. We have a lazy guy here! Big surprise! It did have me worried for a bit though, but I watched him for a while, if anyone was being creepy it was probably me by peeping through the blinds so much!

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I had to share this video that Joseph found on youTube, it is GREAT! 14 minutes of laughting. Be warned, he does curse a little, not too much though. I highly recommend it to brighten your day– the last few minutes are my favorite!!

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They are all still going well, I still cant see any colors developing, but that can take up to 6 weeks to happen. They do seem a little bigger already though. I am feeding them about 4 times a day, they seem happy LOL. The momma is back in the big tank with the daddy, I think that she is already pregnant again, they have been hanging out together since she got back ‘home’.

The other tanks are doing great, no deaths or anything to this point, hopefully none later either! I will try to get some more pictures of the fry (guppy babies) later. They are sooo cute!

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