Money Dilemma
Man… money is horrible! Joseph and I have been working with a budget now for a few months, trying to get ‘ahead’, and it is working, so so… the tax return and free truck took care of alot. We are still so tight, too tight. It is scary. I want to be like most ‘normal’ couples and be able to have 1000 in a savings account. Right now we have $60 in savings and that is earmarked to go towards my Real Estate Exam when it hits 165.00. And keeping that in savings is a task, as with all of our bills we are usually down to 0 or below by the next pay day.
The thing is, we don’t have alot of bills, thats the crappy part! We have no cell phone, car payment, etc; just rent, insurance, credit card (that we no longer use but are paying off) hospital bills, groceries, gas, etc. We seem to always be just a little short every week from where we need to be. Thankfully however, we are no longer in debt up to our eyeballs… more like waist deep, I remember 6 months ago we were even looking into bankruptcy services as an option. That would have been silly. We are managing our debt now, somehow, and hopefully when I finish school, I will get a decent job and after a little while start making enough money where we can afford to have 1000 sitting in a savings account, where we can afford to get insurance. Things like that. I want to be able to go grocery shopping and not stress over paying 3.50 for a gallon of milk, wondering if we ‘really’ need it, you know?
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Eve, 26, housewife, blogger, located in Lake City, FL 32024